I have a challenge that I'm going to try this year.
I normally scorn those who attempt to use a trick to save more money, and tell myself that if I just manage the money that I leave in my bank I can probably get better outcomes than the penny stackers and envelope users, but I think that I haven't been giving them a chance.
Therefore, I'm going to do a combination of the change challenge and the 52 week challenge.
The 52 week challenge is an effort to save 1 dollar a week, and an extra dollar each week. That means that by the end of the year you'll be saving 52 dollars a week, but you can start with just saving a dollar.
That isn't interesting enough to me. I'm also going to save all of my change.
Every red or silver coin I get back, is going into a dedicated savings account ASAP
We'll see how it goes, if I have enough at the end of 2015 I'll get a secured credit card to boost my credit score and earn rewards.
Originally this was posted to Bubblews.com at this address http://www.bubblews.com/news/9761809-a-year039s-challenge
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